# Terms and Conditions **Effective Date: September 18, 2025** ## Acceptance of Terms By accessing or using the FM Hub on FelicityMall.com and its services, you hereby agree to be bound by these Terms and Conditions ("Terms"). Should you disagree with any part of these Terms, you must refrain from using the Platform. ## User Accounts To access certain features of the Platform, registration for an account is required. You must provide accurate and complete registration information and ensure that your password remains secure. You bear full responsibility for all activities under your account. Impersonation or creating an account on behalf of another person without explicit consent is strictly prohibited. ## User-Generated Content You bear responsibility for any content posted on the Platform, including text, photos, videos, and links ("User Content"). By submitting User Content, you affirm that you own or have the rights to use and authorize its use. You grant the Platform a worldwide, non-exclusive, royalty-free license to use, reproduce, and display this content in connection with the services provided. You acknowledge all risks associated with your User Content. ## Prohibited Conduct Users are prohibited from engaging in activities including but not limited to: - Posting content deemed offensive, defamatory, harassing, or threatening. - Sharing copyrighted or confidential material without the proper permissions. - Promoting illegal or unethical activities. - Engaging in spamming or platform flooding. - Creating false identities to deceive others. - Interfering with the intended operation of the Platform. ## Our Intellectual Property The Platform, encompassing its software, visual interfaces, interactive features, graphics, and design, is the proprietary property of [FelicityMall.com](http://felicitymall.com/) and FM Hub . Usage, copying, or distribution of any part of the Platform without written consent is prohibited. ## Enforcement and Termination We reserve the right to remove content, suspend, or terminate accounts for violations of these Terms. We disclaim liability for any damages arising from these actions. ## Disclaimer of Warranty The Platform is provided on an "AS IS" and "AS AVAILABLE" basis without warranties of any kind, either express or implied. No warranties concerning the accuracy or reliability of the content are made, and we disclaim all liability for any harm resulting from its use. ## Limitation of Liability To the full extent permitted by law, \[Social Media Platform Name\] shall not be liable for any indirect, incidental, special, or punitive damages that result from your use of the Platform. ## Governing Law and Dispute Resolution This agreement is governed by Florida law, USA. Users must be over 18 to create an account. Any prosecutable violations will be reported to the Florida authorities. ## Changes to Terms We retain the right to amend these Terms at any time. Revised Terms will be posted on the Platform with notification. Continued use of the Platform signifies acceptance of the updated Terms. ## Contact Information For inquiries regarding these Terms, please contact us at [Admin@FelicityMall.com](mailto:Admin@FelicityMall.com). ## Limitation of Liability To the fullest extent allowed by applicable law, in no event shall the community, its affiliates, officers, employees, agents, suppliers, or licensors be liable for any indirect, incidental, special, consequential, or punitive damages, including but not limited to loss of profits, data, use, goodwill, or other intangible losses, resulting from: - Your access to or use of or inability to access or use the service; - Any conduct or content of any third party on the service; - Any content obtained from the service; and - Unauthorized access, use, or alteration of your transmissions or content, whether based on warranty, contract, tort (including negligence), or any other legal theory, whether or not the company has been informed of the possibility of such damage. ## Disclaimer of Warranty The service and all included content are provided on an "AS IS" and "AS AVAILABLE" basis, without warranty of any kind, either express or implied, including, but not limited to, the implied warranties of merchantability, fitness for a particular purpose, or non-infringement. The company does not warrant that: - The service will function uninterrupted, secure, or be available at any particular time or location; - Any defects or errors will be corrected; or - The results of using the service will meet your requirements. ## Mandatory Binding Arbitration You agree that any and all disputes, claims, or controversies arising out of or relating to these Terms or the breach, termination, enforcement, interpretation, or validity thereof, including the determination of the scope or applicability of this agreement to arbitrate, shall be resolved by binding arbitration.